The rule of thumb is to have two to four checks to the bank, but more is always better. With fixed mortgage rates, you also have the option to purchase a lower rate.
Fixed rate mortgage: Suppose you already have a variable rate mortgage, you can always go to a fixed rate mortgage.

A mortgage refinance will bring spring in your step, you will not be crawling in the shadows lest you meet a creditor angry.

A small business owner I know has one employee, but four different loans related to its business: an equipment loan, a car loan, a line of business credit and business credit card.

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It is important that proper research is done before refinancing is launched.

If you are considering refinancing your mortgage, knowing the rate correctly and after a thorough check when you get good, lock immediately!.